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College football seasons are so short that losing a single game in the regular season can drop you from top 4 to out of the playoffs for good, unless you get lucky.
Given that, I don't think the NCAA should be playing around with doing a playoff and national title game for 2020. It's not really fair because some conferences are playing 12 or 13 games while others are only playing 7. Or whatever the official game counts end up being.
Unless their equation somehow perfectly weights and factors all of this expertly, which won't happen, I don't see how its fair. More games = more chances to lose, especially since everyone is playing more in-conference than usual. So teams in the SEC for example will have a tougher overall schedule than usual, and teams from the Pac-12 will, imo, have it way easier.
Does this make any sense to you, for the NCAA to allow 2020 playoffs and the national title game, pretending like this is a regular season? I say just stick to conference championships and be done with it. Otherwise you maybe could only let certain conferences qualify, but does anyone really want to win that way, with a big * next to that year in the record books?